Carder partner program
Refer people. Get paid.
₦1,000 when your referral starts using Carder. Bonuses as you grow.
Become a partner
We text a code to the number on your Carder account.
Free to join. Requires a fully verified Carder account.
Already a partner? Enter your number to sign in.
How it works
Three steps to your first payout
Confirm your number
Enter the phone number on your Carder account and type the code we text you. No new sign-up, no forms.
Share your referral code
The same code you already have in the app. Anyone who signs up with it counts as yours.
Get paid
Your referral creates a card, buys gift cards, or pays bills. ₦1,000 lands in your Carder wallet.
How you earn
Three streams, one wallet
A referral counts once they verify and start using Carder. Any of these gets you paid:
Gift cards and bills add up together, so a mix of both counts too.
Paid when someone who signed up with your code verifies and starts transacting.
A partner you recruited gets a qualified referral, you earn ₦500. Their ₦1,000 stays theirs.
Build a team
Build a team. Earn on every referral they land.
Anyone you refer who onboards here as a partner joins your team automatically. When they land a qualified referral, they keep their ₦1,000 and you get ₦500 on top. One level only: your team, not your team's teams. Referrals who never onboard stay regular referrals: no team, no override, just your ₦1,000 when they qualify.
Partner levels
Your badge grows with you
Levels rise with what you earn and how active you are. They never drop.
Bronze
from ₦10,000 earned
Silver
from ₦50,000 earned
Gold
from ₦200,000 earned
Platinum
from ₦500,000 earned